Application Originations

Flexible, highly responsive, maintainable, originations applications for our customers in the retail, wholesale, mortgage, and credit card banking industry. Our origination solutions lower the total cost of origination, integrating application processing software with decision management systems and advanced analytics to help lenders increase their approval rates, lower their credit losses and reduce their processing expenses. Our BRMS based origination solutions allows business to take ownership of the rules and to easily and successfully manage the rules and drive lending operations—without compromising on performance, stability and accuracy. Our solutions provide business with the tools needed to compete and comply in today's competitive markets, by providing the agility needed to quickly introduce add new and update existing lending policies, add new products, update credit and risk scoring model and reduce time required to deploy these changes to production. Our customers have partnered with us to build solutions to automate and even perform straight-through-processing of simpler applications while leveraging a BPM/workflow technologies to perform task assignment, manual reviews etc and build smart, tractable, task and status aware, process-optimized systems. 

Operational Analytics

An end-to-end service offering to help our clients design, develop, execute, test, integrate & track analytical models into their runtime systems as a “rules decision service" or a model deployment service. DAASL's operational analytics offering transforms your paper models into executable services. Predictive Model Implementation done through this service enable businesses to determine the best action, apply workflow or set of further rules/strategies and/or assign risk rankings that influence key business decisions. Benefits include:

• Time to market – Implementation timeframes get shortened to 4-6 weeks
• Models are now managed in a repository allowing
  • Traceability & Versioning
  • Complete Model Lifecyle Management
  • Reuse
• Implemented model can be visualised and managed by business
• Model maintenance ownership shifts to business users and can be done real time
• Streamlined, easy & best practices based testing & tracking

Insurance Risk Analytics Framework for Underwriting and Claims

A framework to combine multivariate pricing, lifetime value optimization and optimal Premium Pricing strategies. This will allow carriers to refine their pricing strategy and go after new customer/product segment and aid in achieving set goals related to customer retention/portfolio profit maximization. Solution harnesses the power of predictive models and value based scorecards managed through Visual aids.

Intelligent Collections Portal

The Collection Portal combines the power of dynamic data collection mechanism with operational analytics. Framework provides the ability to generate dynamic interfaces for weighted data collection to feed into collection strategies and analytical models. As data interaction takes place, models perform the analysis in near real-time and tailor the system for reflexive interaction. The Collections/Claims portal has been deployed in the areas of Financial services, Insurance and Healthcare.